Tatyana D. was born in Belovodskoe village (near the capital of Kyrgyzstan), where she still lives. She is 63 years old. Tatyana was born in a low-income family and from early childhood, she had to help her parents around the house.
Tatyana got married at the age of 23. Soon she gave birth to two daughters and one son. Her husband served as an inspector in a juvenile colony, and Tatyana got a job as a cleaner in a local school. Their salaries didn’t cover all expenses of the household. In order to support her family, Tatyana decided to start animal breeding. Using the small amount of 1,000 Kyrgyz Soms, she bought goats and rabbits. Later on, her livestock grew and she got milk cows, whose milk she sold to a dairy factory.
In 1998, Tatyana divorced her husband and became the only breadwinner for her children. During the next five years, Tatyana married her daughters off. In 2006, Tatyana’s son got married; at the same time her grandson was born, which further raised the family’s expenditures. Because of this, Tatyana had to sell most of her cattle. Today she has only 20 rabbits at her farm.
Now Tatyana is requesting a loan of 30,000 Kyrgyz Soms to buy ten pigs and one bull. That will allow her to further develop her household and business.
In future, Tatyana plans to help her son buy a house.
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.
About Bai Tushum Bank CJSC
Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.