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Sam Y. is a modest villager living in Kompong Tom Province. She is fifty-two years old and married with two children, one is married and the other is attending school. Sam Y. generates her daily income by selling snack cakes and other grocery items to neighbors and passers-by. She started her business years ago and makes a daily profit of around $3. Her husband has been operating a business of driving a horse-cart taxi. Since she sold nearly all her items, Sam Y. wants to restock by asking for a loan to purchase addition grocery inventory to continue selling.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,770,450
    Funds lent in using Kiva
  • 4,190.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sam grocery store inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 7, 2010
Aug 4, 2010
Currency Exchange Loss:
Jun 15, 2011