Sam Y. is a modest villager living in Kompong Tom Province. She is fifty-two years old and married with two children, one is married and the other is attending school. Sam Y. generates her daily income by selling snack cakes and other grocery items to neighbors and passers-by. She started her business years ago and makes a daily profit of around $3. Her husband has been operating a business of driving a horse-cart taxi. Since she sold nearly all her items, Sam Y. wants to restock by asking for a loan to purchase addition grocery inventory to continue selling.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.