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Judith
Judith A. is from the village of Binakalan, Gingoog City. She is 36 years old. Judith is married and has 6 school-aged children. To make a living, Judith owns & operates a business venture in the food sector making & selling food. While not the only means for generating revenue, the main source of income for the business comes primarily from selling sweetened and salted peanuts in the local community. Judith has been engaged in her business for over 2 years and earns approximately 6000 PHP a month for these activities.

In 2010, Judith joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Judith is requesting a new loan of 5000 PHP which will be used to purchase raw ingredients needed to make products for sale. This loan will be the 1st loan taken out by Judith from HSPFI. She plans to use the additional revenue generated from the business to improve/expand the business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1245
    View loans »
    Philippines Loans Fundraising
  • $57,866,175
    Funds lent in using Kiva
  • 45.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Judith to purchase raw ingredients needed to make products for sale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2010
Listed
Aug 4, 2010
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2011