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Malia M. is 55 and married with 6 children. She owns a business venture, selling baked goods in the local community. Malia has 1 year of experience in this business. Malia needs a loan of WST$1000 to buy flour, flavoring, sugar, and plastic bags. She plans to use the earnings from her business (estimated to be 150 talas or US $63 per week) to pay for her children's tuition fees.

In 2010, Malia joined SPBD. This is her 1st loan with SPBD. SPBD's loans are Malia's only access to capital because she was never able to qualify for a loan with traditional banks.

About SPBD
In 2000, Greg Casagrande founded SPBD and since then, it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD."

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 10
    View loans »
    Samoa Loans Fundraising
  • $7,962,825
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Malia to buy flour, flavoring, sugar, and plastic bags.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2010
Aug 4, 2010
Currency Exchange Loss:
Aug 15, 2011