Mrs. Seab S. is a 38-year-old married woman and a villager living in a medium-sized home with family members in Kompong Cham province. She owns a piece of farmland that she uses to grow different kinds of crops. She is married with two school-aged children and her husband works on the farm with her. The coming rainfall is good for growing; however, Seab S. does not have capital to use on her farm. Seab S. is looking for a loan to use toward purchasing fertilizers, insecticides, a pump machine, and seeds for planting. Mrs. Seab S. was not available when the photo was taken so her husband is pictured instead.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.