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Mrs. Seab S. is a 38-year-old married woman and a villager living in a medium-sized home with family members in Kompong Cham province. She owns a piece of farmland that she uses to grow different kinds of crops. She is married with two school-aged children and her husband works on the farm with her. The coming rainfall is good for growing; however, Seab S. does not have capital to use on her farm. Seab S. is looking for a loan to use toward purchasing fertilizers, insecticides, a pump machine, and seeds for planting. Mrs. Seab S. was not available when the photo was taken so her husband is pictured instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 250
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • 4,220.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Seab to purchase fertilizers, insecticides, a pump machine, and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 9, 2010
Sep 1, 2010
Currency Exchange Loss:
Feb 16, 2011