Mrs. S. is 25 years of age and a married woman. She currently resides in a medium-sized family home with other members. S. works as a sewing employee in a garment company located in the middle of Phnom Penh City and is able to earn a formal salary to support her family. Presently, S. has another financial earner in her husband who works on the farm planting various crops.
S. is taking out this loan as capital towards purchasing fertilizer, insecticide, and seed to begin growing crops when the farming season comes. S. and her husband are pictured above at their house.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.