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Mrs. Celerina C. is from the barangay of Catadman in Ozamiz City, Misamis Occidental. She is the 62-year-old wife of Epefanio. They are blessed with 2 children, one who is married with a family and the other who is an office worker. Celerina runs a sari-sari (variety) store, earning about PHP 1,000 a month while her husband earns about PHP 6,000 as a construction worker. Their children also help out with finances in times of need.

Celerina joined PMPC in 2005 to gain access to financial services to help improve her living situation and from her previous business. Celerina has successfully repaid a PHP 3000 loan and is now requesting her fourth loan, for 4000 PHP, to purchase housing materials needed for renovation and repairs.

About PMPC: Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 878
    View loans »
    Philippines Loans Fundraising
  • $63,381,250
    Funds lent in using Kiva
  • 45.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Celerina to buy housing materials for renovation and repairs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 8, 2010
Aug 3, 2010
Currency Exchange Loss:
Feb 15, 2011