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Erlina A. is from the village of Doña Josefa, Zamboanga del Norte. She is 53 years old, married and has five grown-up children. To make a living, Erlinda sells fish and other food in her local community. Erlinda has been engaged in her business for 26 years and earns approximately 7000 PHP a month for these activities.

In 2007, Erlinda joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Erlinda has successfully repaid a previous loan of 60000 PHP from PMPC. This previous loan was used to purchase additional products to sell. Erlinda is requesting a new loan of 50000 PHP which will be used to purchase additional inventory, working capital and tuition fees. This loan will be the 6th loan Erlinda has taken out from PMPC. She plans to use the additional revenue generated from the business to improve and expand her business.

About PMPC: Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $1175
    Average annual income
  • 294
    View loans »
    Philippines Loans Fundraising
  • $52,099,125
    Funds lent in using Kiva
  • 45.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Erlinda additional capital for her fish selling business and tuition fees.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 3, 2010
Aug 2, 2010
Currency Exchange Loss:
Mar 24, 2011