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Risueñas De Calimaya Group
In this Group: Aida *, Teresa , Adriana , Beatriz Adriana , Laura , Maricela , Rosa Maria , Nayely , Maria Del Carmen , Maria De La Luz , Noelia
* not pictured
This group is named “Risueñas de Calimaya” (Cheerful Ones from Calilmaya). It is comprised of 11 members.

Teresa S.C., “Tere” to her neighbors, tells us the she will use the loan to buy corn to make tortillas. She also says that her mother taught her to make tortillas by hand when she was very young. When she was 11 years old she had to make them for her family. When her father got sick he could not pay for her to continue in school. Tere struggles day to day in her business. She does this to support her two children who are in high school. She wants to give them the opportunity that she did not have. That way they will be able to study for a career and triumph in life.

María de la Luz R.G. has a seamstress shop. She tells us that for 13 years she worked for other people. Her greatest wish was to have own shop. The first machine she got was with help from the government. The second machine she won in a raffle in the community church. The third is a five thread overlock that she bought. The loan is to buy fabric and to be able to make bread. She comments that she has put a million efforts and dedication into her business. It has been her source of income. She contributes to the household expenses because her husband does not earn enough.

The other members of the group are:

PRESIDENT:
Rosa María V.R.
TREASURER:
Beatriz Adriana R.S.
MEMBERS:
Aida R.R.
Teresa S.C.
Adriana E.G.
Laura R.C.
Maricela R.C.
Nayely J.A.
María de la Luz R.
Noelia H.R.
View original language description ↓
Este grupo se llama “RISUEÑAS DE CALIMAYA” y esta formado por 11 integrantes y dentro de ellas esta la señora Teresa S.C. doña “Tere” para los vecinos y nos cuenta que su crédito lo invertirá en la compra de maíz para la elaboración de tortillas, también nos platica que desde que era niña su mama le enseñó a hacer las tortillas a mano ya que a la edad de los 11 años, se tuvo que encargar de realizarlas para el consumo de la familia ya que su papá enfermó y ya no la pudo apoyar para que siguiera estudiando. Ahora la señora “Tere” lucha día a día en su negocio para apoyar a sus dos hijos que estudian el bachillerato, ya que ella quiere darles la oportunidad que ella no tuvo, y así puedan estudiar una carrera y triunfar en la vida.

En este mismo grupo se encuentra la señora María de la Luz R.G. que cuenta con un taller de costura, la señora comenta que durante 13 años trabajo para otras personas y su mayor anhelo era tener su propio taller la primer maquina la obtuvo en un apoyo del gobierno, la segunda se la gano en una rifa que se llevo acabo en la iglesia de la comunidad, y la tercera es una ver de 5 hilos que la compro. Y el crédito lo destinará para comprar telas y poder hacer pans, la señora comenta que su negocio ha sido un millón de esfuerzos y dedicación ya que ha sido su fuente de ingresos en la actualidad, y con esto aporta a los gastos de la casa ya que con lo que gana su marido no es suficiente.


Los otros integrantes del grupo son:
PRESIDENTA:
Rosa María V.R.
TESORERA:
Beatriz Adriana R.S.
INTEGRANTES:
Aida R.R.
Teresa S.C.
Adriana E.G.
Laura R.C.
Maricela R.C.
Nayely J.A.
María de la Luz R.
Noelia H.R.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 16
    View loans »
    Mexico Loans Fundraising
  • $18,610,225
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Risueñas De Calimaya Group's $3,775 loan helped a member buy corn to make tortillas, buy fabric, and supplies to make bread.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2010
Listed
Aug 3, 2010
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2010