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Mercedes is 51 years old and lives in Primavera de Duran (a periurban area outside of Guayaquil that has a deteriorating ecosystem). She has a breakfast stand on the street where she sells fruit smoothies, baked goods, and other items.

Prior to starting her business, Mercedes attended seminary at “El Divino Niño” (The Divine Child). Afterwards she was motivated to have her own business, so she began selling breakfasts to her neighbors. Little by little, she was able earn enough to acquire a stand so that she could sell outdoors. Now she works every day selling breakfast items such as fruit smoothies, baked goods, toast, and other foods.

This loan will be used to buy fruits, milk, and baked goods so that she will have more variety to offer for breakfast. In the future, Mercedes wants to have her on shop in the center of Duran.

View original language description ↓
Mercedes de 51 años, vive en Primavera de Duran (zona periurbana, con una ecología en disolución a las afuera de Guayaquil), ella tiene un puesto de desayunos en la calle de venta de batidos de frutas, panes etc.

Antes de comenzar con su negocio ella fue a un seminario llamado “el divino niño” esto la incentivo para tener su propio negocio, comenzó haciendo desayunos para su vecinos, poco a poco pudo conseguir un puesto para vender al aire libre. Ahora trabaja todos los días vendiendo desayunos como batidos de frutas, panes, tostadas etc.

El préstamo lo quiere utilizar para comprar frutas, leche, panes para tener mas variedad en sus desayunos. En el futuro quiere tener su propio local en el centro de Duran.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 89
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Mercedes purchase fruits, milk, and baked goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2010
Jul 30, 2010
Currency Exchange Loss:
Aug 17, 2011