Los Triunfadores Del Rimac Group
That is the case with Epifania, a very hard-working woman. Upon separating from her husband she started to work selling food from a cart close to her house. It was her mother-in-law who urged her to do this. She is also a small businesswoman.
Nine years ago she started selling prickly pears (fruit of the mountain range). She extracts the cochineal insect, a parasite that is often used to give color to clothing fabrics, from the pulpy part. She sold this fruit by going door to door and at the markets. She also worked as a domestic employee, which she says she has done since she was very young.
With the first loan that she received she bought supplies to make “cachangas” (a type of bread maD. from wheat flour), coffee, and fried chicken. In time she was attracting customers. That is how she has increased her capital. Now, because of the good seasoning that her food has, she has been hired to cook for special events like birthdays and anniversaries.
This business has gone well for her. With her income from these sales she knew to give her children an education. At the same time she built a house on land that she inherited from her deceased parents.
Her children are professionals. Her last son is 14 years old, and he is still in school.
She needs to invest in supplies to continue selling kebobs, fried fish, and cachangas. The anniversary of the country of Peru is near, and there will be lots of tourists in the area.
Hace nueve años empezó a vender tunas (fruta D. la sierra) donD. se extrae D. la penca la cochinilla, parásito muy utilizado en dar color a prendas textiles. Esta fruta lo vendía D. casa en casa ofreciendo, iba además por los mercados. También trabajaba como empleada doméstica esto lo hacía desD. muy joven nos cuenta.
Con el primer crédito que recibió compró los insumos para hacer lo que tenía en mente cachangas, café, pollo frito; fue captando clientes con el tiempo es así que ha aumentado más en capital y actualmente por la buena sazón que tiene para sus comidas la contratan para cocinar en ciertos eventos como cumpleaños, aniversaR..
Este negocio le ha ido bien hasta el momento supo educar a sus hijos con el ingreso D. estas ventas, así mismo construyó su casa en el terreno que heredó D. sus padres fallecidos. Sus hijos son profesionales, tiene un último hijo D. 14 años quien aún estudia en la escuela. Necesita invertir en los insumos para seguir vendiendo anticuchos, pescado frito, cachangas, dado a que está cerca el aniversario D. país Perú y habrá muchos turistas por la zona.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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