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Marie M., age 40, was born in Butare, a province in southern Rwanda. She's married and the mother of four children, aged three to ten. Out of them, three attended school. Emmanuel's family lives in Nyamata.

Her business consists in selling cassava and tapioca, used to prepare FUFU (a staple food of Central Africa) at Nyamata's small market. She has seven years of experience in this field.

The loan from ACB is her first, and will help her to improve her business selling manioc and manioc flour and pay tuition for her children. It also improved the well-being of her family. Her savings enable her to buy two cows to get milk for her children.

In the future, she intends to become a large clothing reseller, and get a new sizable loan to increase her revenue. She will thus be able to buy a field to increase her cassava plantation, and supply other markets, such as the one in Ruhuha.
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Marie M. est une femme de 50 ans, née à Butare, province du Sud du Rwanda. Elle est mariée et a quatre enfants, le moins âgée a 15 ans et le plus âgée a 25 ans, tous ses 4 enfants sont allé à l’école.Marie et sa famille habitent à Nyamata.

Son activité est le commerce des maniocs et farine de manioc dans laquelle on prépare le FUFU( pate de manioc) dans le petit marché de NYAMATA. Elle a une expérience de 7 ans dans ce domaine.
Le crédit contracté avec ACB est le premier et va lui aider d’améliorer son business de commerce des maniocs et sa farine et à payer le minerval des ses enfants et le bien être de sa famille. Ses épargnes lui permet d’acheter deux vaches pour avoir du lait pour les enfants :
Dans l’avenir, elle compte devenir un gros commerçant des maniocs et sa farine, pourra contracter un nouveau prêt d’un gros montant pour augmenter son chiffre d’affaires, ainsi elle pourra acheter un champ pour augmenter l’étendu cultivé les maniocs et pourra fournir d’autres marchés comme Ruhuha.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 584.2
    Rwanda Francs (RWF) = $1 USD