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Ruben Y. is a 26-year-old man who takes care of his parents who are pensioners. Ruben has been in business since 2007 – he rents a trading booth in a marketplace from where he sells women’s clothing. With the help of this loan, Ruben is planning to buy more clothing for his customers.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ruben to purchase clothing for his customers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 30, 2010
Aug 26, 2010
Currency Exchange Loss:
Mar 15, 2012