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Mujeres Esmeraldeñas ( Cuenca ) Group
In this Group: Victoria Yadira, Belgica, Ruth Maribel, Nancy Dolores, Maria De Jesus, Rosa Manogi, Veronica Sandra, Delberg Alfredo, Jorge Luis
The community bank Mujeres Esmeraldeñas ["Women from Esmereldas"] has 9 members, men and women, who are looking to microcredit for the opportunity to expand their businesses and improve their finances. They are all from the province of Esmereldas and now live in the city of Cuenca. This city is known for its beautiful countryside, its historical center, its gastronomy and its people.

Mrs Rosa Manogi B. is a member of the Mujeres Esmeraldenas. She lives in the city of Cuenca. This is her first loan with the Fundacion and she was invited to be part of the community group by a friend. She is from the province of Esmereldas, and came to the city of Cuenca looking for work. For 6 years she has sold shrimp. She works on holidays and weekends from 7 am to 6 pm. Mrs Rosa Manogi is 42, and a single mother of 6 children ages 25, 23, 20, 19, 13 and 12. Her three oldest children live independently. Her fourth child started university this year, her fifth child is still in primary school since he failed the last grade, and her youngest child is entering high school this year. She does not have her own home because she rents. She will invest this loan in the purchase of shrimp. Her dream is to have her own home.

Mrs Maria De Jesus B. lives in the city of Cuenca and is 53. She is in a common-law marriage and has 3 children ages 32, 29 and 28. All of their children are married and live independently. Her husband sells ceviche [citrus-marinated seafood] door to door. They do not have their own home; they rent. She is from the province of Esmeraldas, and has lived in this city for 6 years, motivated by the work and looking to increase her financial stability. She has sold ceviche for 24 years. She sells by going to the markets of the city of Cuenca. She sells from 6 am to 2 pm, every day of the week. This is her first loan with the Fundacion and she will invest it in the purchase of oysters for her ceviches. Her goal is to have her own home.
View original language description ↓
El banco comunal Mujeres Esmeraldeñas está formado por un grupo de 9 personas entre hombres y mujeres, quienes buscan en el microcrédito la oportunidad de crecer en sus negocios y mejorar su economía, son oriundos de la provincia de Esmeraldas y ahora vive en la ciudad de Cuenca, esta ciudad es reconocida por sus bellos paisajes, su centro histórico, su gastronomía y su gente.

La Señora. Rosa Manogi B. es socia del banco comunal Mujeres Esmeraldeñas, vive en la ciudad de Cuenca, es el primer crédito que realiza en la fundación y ha sido invitada por una amiga a formar parte del banco comunal. Nuestra socia es de la provincia de Esmeraldas, ha venido a la ciudad de Cuenca en busca de una oportunidad de trabajo, se dedica hace 6 años a la venta de camarón, labora los días feriados y fines de semana de 7 a.m. hasta las 6 p.m.
La Señora Rosa Manogi tiene 42 años, es madre soltera y tiene 6 hijos de 25, 23, 20, 19, 13 y 12 años de edad, sus tres primeros hijos viven independientemente, su cuarto hijo este año ingresa a la universidad, su quinto hijo está en la escuela debido a que ha perdido el año escolar y su último hijo ingresa este año al colegio, no tiene casa propia por lo que vive arrendando. El crédito lo va a invertir en la compra de camarón. Su sueño es el llegar a tener su casa propia.

La Señora María De Jesús B. vive en la ciudad de Cuenca, tiene 53 años, vive en unión libre y tiene 3 hijos de 32, 29 y 28 años de edad, todos sus hijos son casados y viven independientemente, su esposo se dedica a la venta ambulante de ceviche, no tiene casa propia por lo que viven arrendando.
Nuestra socia es de la provincia de Esmeraldas, vive en esta ciudad hace 6 años incentivada por el trabajo y en busca de mejorar su estabilidad económica, se dedica a la venta de ceviche hace 24 años, vende recorriendo los mercados de la ciudad de Cuenca, labora de 6 a.m. hasta las 2 p.m., de domingo a domingo. Es su primer crédito que realiza en la fundación y lo va a invertir en la compra de ostras para sus ceviches. Su meta es llegar a tener su casa propia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Esmeraldeñas ( Cuenca ) Group's $3,200 loan helped a member the purchase of shrimp and oysters.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2010
Listed
Aug 2, 2010
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2011