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Marixsa Del Carmen
Miss Marixsa del Carmen B. B., age 40, lives in the Las Conchitas neighbourhood. She has 2 adult children who have different jobs but help their parents with household costs. They are a very humble family who have acquired, through their own efforts, a home in which they now live. However, it needs a lot of remodeling. For this reason, she is requesting a loan for the purchase of construction materials, with the firm objective of making changes to her home. This investment will give them tranquility and allow them to offer their children a more dignified home, comfortable and secure, where they can develop their lives and those of their future families.
View original language description ↓
La señora Marixsa del Carmen B. B., tiene la edad de 40 años vive en el Barrio Las Conchitas, tiene 2 hijos adultos que realizan diferentes actividades de trabajo, pero apoyan a sus padres en los gastos de su hogar.

Ellos son una familia muy humilde que dentro de sus propios esfuerzos lograron adquirir un casa en la que actualmente habitan, pero que necesita de muchas remodelaciones, y es por esa razón que solicita un préstamo para la compra de materiales de construcción, con el firme objetivo de realizar los cambios a su hogar, esta inversión le permitirá la tranquilidad a los esposo de ofrecerle a sus hijos un hogar más digno, cómodo y seguro donde desarrollar sus vidas y la de su futuras familias.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Marixsa Del Carmen home remodeling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 7, 2010
Aug 2, 2010
Currency Exchange Loss:
May 15, 2011