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Santos Emilio
Santos Emilio R. J. is 37 years old, and he lives in the San Jose neighborhood. He is married, and his wife does the housework. They have a little boy who is one month old. They are farmers, and they have been growing coffee for 18 years.

They live in a humble house where they need to make some repairs to the infrastructure. That way they will live in a decent and secure space.

One of the main problems with the harvest has been the proliferation of pests, which decreases the production of the crops. This causes financial problems for the family.

That is the reason he is requesting a loan. He will buy farming materials like organic and chemical fertilizer and pesticides. These will allow for better maintenance, which will provide the financial stability that they are looking for. They are looking for future projects that will provide better economic conditions for the family.
View original language description ↓
EL señor Santos Emilio R. J., tiene la edad de 37 años, vive en el Barrio San Jose, es casado y su esposa realiza los trabajos domésticos de su casa, tienen un pequeño niño de un mes de nacido, son agricultores de café desde hace 18 años.

Ellos habitan en una humilde casa en donde se necesitan realizar reparaciones en la infraestructura y de esta manera morar en un espacio digno y seguro, uno de los principales problemas en sus cosechas ha sido la propagación de plagas que disminuyen la producción de las siembras y que ocasionan problemas económicos para la familia, es por esta razón que solicita un préstamo para la compra de materiales agrícolas tales como fertilizantes, pesticidas, abono orgánico que permitan un mejor mantenimiento y por ende la estabilidad económica que buscan para futuros proyectos que aporten mejores condiciones económicas para la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 92
    View loans »
    Nicaragua Loans Fundraising
  • $24,769,675
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Santos Emilio by farming materials like organic and chemical fertilizer and pesticides.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Jul 7, 2010
Aug 2, 2010
Currency Exchange Loss:
May 17, 2014