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Dalia is divorced with four children and all her children go to school. She also takes care of her sister’s children. She resides in and owns a two-roomed house and the family has access to electricity but no piped water. Her monthly expenses includes school fees, food and medication.

Dalia bakes donuts and crisps (chips), and also fries groundnuts (peanuts). She has been in this business for five years. She works from her home and so doesn’t pay rent for her business. She sells both retail and wholesale, working three days a week.

Dalia buys baking powder and groundnuts from Owino market, one of the busiest marts in Uganda. She wants to use this loan to buy more cartons of baking powder, cooking oil, a bag of Irish potatoes for making crisps and a sack of groundnuts.

Dalia is aspiring to pay school fees for her children up to university level and to own a fully-stocked bakery. She decided to work with MCDT SACCO because of its good customer care.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 410
    View loans »
    Uganda Loans Fundraising
  • $30,364,425
    Funds lent in using Kiva
  • 2,244.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Dalia to buy more bags of Irish potatoes, groundnuts, cartons of baking flour and cookinfg oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 28, 2010
Jul 30, 2010
Currency Exchange Loss:
Dec 15, 2010