Simion is a member of the Kondamet Group, which is being funded by Juhudi Kilimo. He has been operating his farm in Litein town, Rift Valley, Kenya for the last 10 years. He has employed two people from his community. He sells his maize, tea, vegetables and milk to the local market.
His biggest challenges have been diseases that affect his production, lack of enough knowledge on disease and pest control, and unstable prices for his products.
Simion has requested this loan from Juhudi of 60,000 Kenyan shillings to purchase a dairy cow. He says that this loan will increase his income and enable him to pay school fees for his children. In the future, he intends to improve his dairy farming by building a dairy unit and buying quality dairy cows.
He is grateful to Juhudi and its partners for their constant support and pledges to complete this loan so as to get more loans in the future.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.