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Zeynab I. is a 40-year-old woman who breeds cattle and raises seasonal fruits and vegetables. Zeynab is married and has four children. She has 15 years of experience in breeding cattle. She buys small calves, raises and fattens them and then sells them for a profit. Her monthly income is 150-200 AZN. She would like to increase the number of cattle she has and for this purpose she applied for a loan of 1,000 AZN.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Zeynab to purchase two cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2010
Aug 1, 2010
Currency Exchange Loss:
Jul 15, 2011