Bahar A. is a 50-year-old woman who has been breeding poultry for the last 10 years. She is married and has five children. Bahar sells her chicken and turkey to the local restaurants and, once every two weeks, her husband sells poultry in the livestock bazaar. Bahar`s monthly income is 150-200 AZN. Now she would like to expand her business and purchase sheep. She applied for 1,000 AZN to buy chickens and six sheep.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.