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Ma. Gina
Ma. Gina C. is a married woman who lives in Barangay Tugas, Madredijos, Cebu City. She earns her living by operating 2 business ventures: a general store and a pig fattening business. Her 40 year old husband, Ledeganio C., works as a carpenter to earn his living and he also helps in his wife's business activities. They have 4 children, 13 to 18 years old.

Ma. Gina joined NWTF-Project Dungganon in 2002 because she aspired for something better for her family. With the help of her past 12 loans from NWTF-Project Dungganon, Ma. Gina has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 19,500 helped her earn a monthly profit of PHP 5,000, thus, uplifting the family's standard of living.

This time, for her 13th cycle loan, she is borrowing PHP 25,000. She intends to use the funds as additional working capital so that she can continue to save up for the family's future, to be able to afford a good education for their children and to fight the daily battle of their lives. Ma. Gina C. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1857
    View loans »
    Philippines Loans Fundraising
  • $61,010,950
    Funds lent in using Kiva
  • 45.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ma. Gina additional working capital.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 20, 2010
Aug 1, 2010
Currency Exchange Loss:
Sep 15, 2011