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Roy James
Roy James N. is from the village of Lower Lamac, Oroquieta City. He is 29 years old and single. To make a living, Roy James owns & operates a service-based business. The main source of income for the business comes from providing transportation services to local community members. Roy James has been engaged in his business for over 5 years and earns approximately 9000 PHP a month for these activities.

In 2009, Roy James joined GDMPC to gain access to financial services to help improve his living situation and ability to engage in business activities. Roy James has successfully repaid a previous loan of 10,000 PHP from GDMPC. Roy James is requesting a new loan of 20,000 PHP which will be used to repair a transport vehicle used in the business. This will be the second loan taken out by Roy James from GDMPC. He plans to use the additional revenue generated from the business to save as a reserve for future emergencies.

About GDMPC:

GDMPC is one of the most progressive cooperatives in Mindanao, Philippines.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 858
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 45.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Roy James to repair a transport vehicle used in the business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 27, 2010
Aug 1, 2010
Currency Exchange Loss:
Jun 15, 2011