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Constance is a single mother with three children, all of whom go to school. She also takes care of additional family members. She resides in and rents a two-roomed house and the family has access to electricity but no piped water. Her monthly expenses includes food, rent and school fees.

Constance owns a store in Naguru selling charcoal which she buys in bags from Luwero and Nakasongola districts. She uses her own lorry (truck) to and from buying charcoal. She has been in this business for over ten years, selling in Naguru market. She works six days a week and sells to all categories of people both retail and wholesale. Her only business challenge is the rainy season when the roads becomes impassable.

Constance joined MCDT because of the low interest rate it charged. She wants to use this loan to buy more bags of charcoal. She is aspiring to own another delivery van.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 224
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,243.0
    Uganda Shillings (UGX) = $1 USD