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Mirella Del Carmen
Mirella is 43 years old and lives in Guasmo de Guayaquil (an urban zone whose inhabitants mainly work in sales on the informal economy). She has a store in her home, called a "bazar" in Ecuador, in which she sells items such as school supplies, paper goods, and soft drinks.

She started her own school supply store years ago, not only for the sake of independence and because of her separation from her husband, but also to cover her children's expenses. With effort and dedication, she has been able to expand her store's inventory. She works starting at 8:00 in the morning.

With the loan, she would like to buy notebooks, paper sheets and laminated educational materials to further expand her store's inventory. In the future, she would like to have a store in downtown Guayaquil. .
View original language description ↓
Mirella de 43 años, vive en el Guasmo de Guayaquil(zona urbana, la mayoría de habitantes son comerciantes informales), ella tiene una papelería en su casa vende bebidas, papelería, cuadernos .(en Ecuador se los llama “bazar”).

Desde hace años ella comenzó a trabajar en su propia papelería no solo para ser independiente y por la separación de su esposo sino para solventar los gastos de sus hijos, con esfuerzo y dedicación ella ha surtido su papelería, trabaja desde las 08h00am.

Quiere comprar con el préstamo cuadernos, hojas y laminas para surtir mas su negocio, en el futuro quiere tener un almacén en el centro de la ciudad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mirella Del Carmen notebooks, paper, learning materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 8, 2010
Jul 28, 2010
Currency Exchange Loss:
Jul 23, 2011