She wants to use this loan to strengthen her activities by buying two bags of flour, baking powder, vanilla, containers of margarine, a 25kg bag of sugar, and a can of oil.
She uses different strategies for a quick turnover: she delivers her cakes, madeleines, waffles and sweet rolls in the neighboring shops, at the market, and she also sells baked goods from her home.
In the future, she plans to open a pastry shop and hire two or three employees. She wants to use her savings to support her family and pay for her children’s tuition. She is a quiet woman with a good reputation around her neighborhood and at the church where she receives communion.
avec ce prêt elle veut renforcer son activité en achetant deux sacs de farine, un sac du sucre,de la levure chimique, dela vanille, des boites de margarine, un sac de 25 kg de sucre, plus un bidon d'huile.
Elle a plusieurs strategies pour faire ecouler sa marchandise; elle fait des livraisons des ses cakes,madeleines, gauffres et brioches dans les boutiques environnants, au marche et elle vend aussi a domicile.
A l'avenir elle pense a ouvrir une patisserie ou elle pourrait employer 2 ou 3 personnes, et vac ses epargnes elle veut soutenir sa famille et les etudes de ses enfants. Femme tres calme, elle a bon temoignage dans son quartier et a l'eglise ou elle communie.
More information about this loan
About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.
Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.
About Congo (Rep.)
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Success!! The loan was 100% repaid