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Ubumwe Group
In this Group: Christine, Deo, Esperance, Sylvestre, Jacqueline, Christine, Etienne, Daniel, Therence, Adele, Jonase*, Marthur, Francine, Venerande, Alexis, Celestin, Florine, Lea, Anne Marie*, Anastasie*, Fredene, Evelyne, J Claude, Adelaide, Joselyne*, Tharcisse, Edouard, Athanase, Domitile, Dieudonne, Emmanuella*, Astere, Eric, Francoise*, Melchiade, Leonard, Godelieve
* not pictured
Jacqueline N. is a 30 year-old shop-keeper who lives in the urban commune of Musaga in the town of Bujumbura. She has sold food products such as rice, beans etc at the Musaga market since 2003. She studied up to sixth grade, and took a cooking apprenticeship for which she was awarded a diploma. Her husband, Eric N. is a driver, but also sells palm oil from the south-east of Burundi in a town called Rumonge. Jacqueline sells this alongside her other products. She worked in a restaurant before setting up her business. She is on the 12th cycle of a community credit programme with Turame.

She is the mother of three children - two girls and a boy, aged 12, 7 and 4, respectively.

She is seeking a Kiva loan in order to purchase large quantities of food products, but also to diversify her business by buying potatoes from inland to sell to customers. She hopes to use the profits earned in order to purchase her own plot of land in future where she may build her own house, in order to see to her children's schooling and also to become a successful businesswomen who works with her own capital.

She is a member of the 'Ubumwe' community group.
View original language description ↓
Jacqueline N. est une commerçante âgée de 30 ans qui habite la Commune urbaine de Musaga en Mairie de Bujumbura. Elle fait le commerce de produits vivriers de boutique comme le riz, le haricot, et autres articles au marché de Musaga depuis 2003. Elle a fait ses études primaires jusqu’en 6e année. Elle a aussi fait une formation artisanale en cuisine sanctionnée par un Diplôme. Son mari, Eric N. est un chauffeur mais exerce aussi le commerce d’huile de palme en provenance du Sud- Est du Burundi dans la ville appelée Rumonge.Jacqueline vend ce produit à coté des articles de boutique qu’elle vend aux clients. Elle était employée de Restaurant avant de commencer cette activité. Elle arrive au 12e cycle dans le crédit communautaire avec Turame.

Elle est mère de 3 enfants ; 2 filles et un garçon âgés respectivement de 12ans, 7ans et 4ans.

Elle demande le crédit Kiva pour acheter de grandes quantités des produits vivriers de boutique mais aussi varier son business en achetant des pommes de terre à l’intérieur du pays pour les revendre aux clients. Elle espère qu’avec du bénéfice généré de ce crédit dans le futur, elle sera à mesure d’acheter une parcelle pour construire sa propre maison, assurer la scolarité de ses enfants et être une grande commerçante qui travaille avec son propre capital.

Elle est une des membres du groupe communautaire« Ubumwe ».

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burundi

  • $600
    Average annual income
  • 4
    View loans »
    Burundi Loans Fundraising
  • $4,290,725
    Funds lent in using Kiva
  • 1,218.0
    Burundi Francs (BIF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ubumwe Group's $4,625 loan helped a member to purchase large quantities of food products, but also to diversify her business by purchasing potatoes from inland to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 29, 2010
Listed
Jul 28, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 16, 2011