Josiane Clarisse A. was born on March 5, 1961; she has been living in the Ayélawadjè district of Cotonou, the economic capital of Benin, for 41 years. Josiane Clarisse is married to Jean Michozounou, a teacher. They have four children, all attending school. Josiane Clarisse lives together with her husband and children. To help her husband support the family, Josiane Clarisse sells charcoal and, as a secondary activity, peanut oil out of her home. Josiane Clarisse already received two loans in the past and repaid them well. With the goal of expanding her business and better respond to customer demand, Josiane Clarisse is seeking a third loan from ALIDé.
A. Josiane Clarisse est née le 05 Mars 1969 et vit depuis quarante et un an à Ayélawadjè à Cotonou, capitale économique du Bénin. Josiane Clarisse est mariée à MICHOZOUNOU Jean, un enseignant. Le couple a quatre enfants qui sont tous scolarisés. Josiane Clarisse vit ensemble avec son mari et ses enfants. Pour venir en aide à son mari dans les diverses charges du ménage, Josiane Clarisse vend du charbon de bois et de façon secondaire, de l'huile d'arachide à son domicile. Josiane Clarisse a déjà bénéficié de deux crédits qui ont été tous bien remboursés. Dans le but d'élever le niveau de son activité et de mieux répondre à la demande de sa clientèle, Josiane Clarisse sollicite auprès de ALIDé, un troisième prêt.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.