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Teo is a widow with five children. Three of her children go to school, the others work at small jobs. She own's a pub in Nalukolongo, selling all types of beer, local brew and gin. She buys crates of beer from delivery vans and kegs of local brew from Ndeeba. Teo uses public transport to and from Ndeeba.

Teo is going to use this loan to buy more crates of beer and kegs of local brew and gin. She has done this business for six years and has been with MCDT for five years. Besides this bar business she also owns a restaurant. She sells beer on a retail basis and she works seven days a week. Her main challenge is that there are many bars around her area of operation. Teo aspires to see her business grow and start selling on wholesale basis only. She decided to join MCDT because it was giving loans to women who live at the grass roots level. She resides in and owns her house and the family has access to electricity and piped water. Her greatest monthly expense in a month is food and school for her three children.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 429
    View loans »
    Uganda Loans Fundraising
  • $30,369,225
    Funds lent in using Kiva
  • 2,243.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Teo to buy more crates of beer and kegs of local brew.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 14, 2010
Jul 29, 2010
Currency Exchange Loss:
May 16, 2011