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Teo is a widow with five children. Three of her children go to school, the others work at small jobs. She own's a pub in Nalukolongo, selling all types of beer, local brew and gin. She buys crates of beer from delivery vans and kegs of local brew from Ndeeba. Teo uses public transport to and from Ndeeba.

Teo is going to use this loan to buy more crates of beer and kegs of local brew and gin. She has done this business for six years and has been with MCDT for five years. Besides this bar business she also owns a restaurant. She sells beer on a retail basis and she works seven days a week. Her main challenge is that there are many bars around her area of operation. Teo aspires to see her business grow and start selling on wholesale basis only. She decided to join MCDT because it was giving loans to women who live at the grass roots level. She resides in and owns her house and the family has access to electricity and piped water. Her greatest monthly expense in a month is food and school for her three children.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 214
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    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,243.0
    Uganda Shillings (UGX) = $1 USD