Naciones Unidas Group
Naciones Unidas is a communal bank, which belongs to the community center in Alto Lima. Cristina has had a business producing and selling shoes for several years. Her workshop is located in her house. She says that she works together with her husband and her brother-in-law.
Her first loan with the association was for 2,000 BOB. Now she is requesting a loan for 2,000 BOB. She will use the loan to buy material to make shoes.
The members of the communal bank have different types of businesses like selling fried food, selling oil, selling groceries, selling food, selling vegetables, and selling beer. Some members make shoes, make blankets, or sell fruit.
“Naciones Unidas” es una asociación comunal que pertenece al Centro Focal de Alto Lima. La señora Cristina tiene como negocio la producción y venta de zapatos, desde hace varios años; el taller está ubicado en su mismo domicilio. Ella indica que trabaja en forma conjunta con su esposo y su cuñado.
Para el primer crédito la asociación le aprobó de Bs. 2000. Ahora el préstamo solicitado es por Bs.2000.- y será destinado a la compra de material para la elaboración de zapatos.
Las integrantes de la asociación comunal tienen diferentes tipos de negocios: venta de pescado frito, venta de aceite, venta de abarrotes, venta de comida, venta de verdura, venta de cerveza, producción de calzados, producción de mantas y venta de fruta.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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