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Martha Susana
Martha is 19 years old and lives in Primavera de Duran (an area outside the city of Guayaquil with a deteriorating ecosystem). A few months ago, her parents gave her a small store.

Because of the lack of other opportunities, when her parents saw her determination to work independently, they decided to buy some groceries and create a store for Martha. Little by little, she has improved the store, and when she goes out at night to her university classes, her mother helps her by working in the store, selling rice, beverages, dairy products, etc.

Martha would like to continue with her store and invest the funds from the loan to buy rice and beverages. In the future, she would like to expand the range of goods she sells and successfully complete her studies.
View original language description ↓
Martha de 19 años, vive en Primavera de Duran (zona periurbana, con una ecología en disolución a las afuera de Guayaquil), hace unos meses atrás sus padres le dieron una tienda pequeña para Martha.

Por la falta de oportunidades y al ver sus padres el empeño que ella tenia por independizarse decidieron comprar algunos víveres y ubicarle una tienda para Martha, poco a poco ella ha administrado la tienda, cuando sale en las noches a la universidad su mama le ayuda atender la tienda, vende arroz, bebidas, lácteos etc.

Ella quiere continuar con su tienda e invertir en dinero comprando arroz y bebidas con el préstamo. En el futuro quiere surtir su tienda y terminar sus estudios con éxito.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,581,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Martha Susana buying rice and beverages for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 7, 2010
Jul 27, 2010
Currency Exchange Loss:
May 15, 2011