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José David
José David C., who is 47, lives in the Usulután district with his parents and a small niece. José has a small store in which he sells basic necessities and food products such as basic grains, dairy products, bread, oil, and other items that he sells wholesale. The business is located in his home, where he has many customers who buy his products to stock smaller businesses. José is a person who is very dedicated to his work and who makes a great effort to support his parents and his niece, as well as covering all the household expenses. His parents are of a rather advanced age, but in spite of this they help him tend his business, especially at peak hours when there are a lot of customers.

José is applying for a loan so that he can buy new products that he still doesn't have and also buy products like flour, oil, basic grains, dairy products, and others items which are in great demand. This will permit him to increase his earnings and at the same time to keep his business steady.
View original language description ↓
José David C. de 47 años de edad, reside en el departamento de Usulután, vive junto a sus padres y una pequeña sobrina. José posee una tienda en la cual comercializa productos de primera necesidad y productos comestibles como: granos básicos, productos lácteos, pan, aceite y otros más los cuales vende por mayor, el negocio esta ubicado en su casa de habitación en donde cuenta con muchos clientes, los cuales compran sus productos para surtir negocios más pequeños. José es una persona muy dedicada a su trabajo quien se esfuerza mucho por sostener a sus padres y a su sobrina, así como también todos los gastos del hogar, sus padres son de edad bastante avanzado pero a pesar de esto le ayudan a atender el negocio, sobre todo en horas pico que hay bastantes clientes. José solicita un préstamo con el fin de poder comprar productos nuevos, los cuales aún no posee, como también comprar productos como harina, aceite, granos básicos, productos lácteos y otros más los cuales poseen mayor demanda, esto le permitirá percibir mayores ganancias y así mismo mantener estable su negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 725
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José David buy products that are basic necessities.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 27, 2010
Jul 27, 2010
Currency Exchange Loss:
Jul 15, 2011