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Argentina Piedad
Argentina Piedad S. V. is 73 years old and lives with her sons in the Ventanas province in Los Ríos. She has 6 children: German (45), Luis (60), Gloria (56), Maricela (45) Nancy (40) and Gabriel (50).

Argentina is a member of the communal bank 'Y', which is located 1 1/2 hours from Ventanas. There are 17 members in total and the majority work in agriculture. This is the first loan that they are seeking from Cooperativa San José.

Argentina works in agriculture, cultivating bananas, cocoa, coffee and maize. She makes her monthly purchases in Echeandia and sells in the same locations and surrounds.

She is seeking a loan to invest in the purchase of bananas, cocoa, coffee and maize to sow and sell. She thinks that this loan is an opportunity to improve their situation. Her dreams are to have her own business and increase her earnings. Preventing her from realising her goals is the lack of money and the plagues and diseases that affect the crops.

Argentina likes to work in the countryside and spend time with her family.
View original language description ↓
Argentina Piedad S. V., tiene 73 años. Es viuda y vive con los hijos, vive en Ventanas provincia de Los Ríos. Tiene 5 hijos, German (45), Luis (60), Gloria (56), Maricela (45), Nancy (40) y Gabriel (50).

Argentina es una socia de la ventanilla rural la “Y”, que está ubicada a hora y media de Ventanas. Son 17 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.

Argentina se dedica a la agricultura, siembra banano, cacao, café, maíz. Realiza sus compras cada mes en Echeandia y vende la misma localidad y los alrededores.

Solicita el préstamo para invertir en la compra de banano, cacao, café, maíz para sembrar y vender. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños es tener un negocio propio e incrementar los ingresos. Enfrenta desafíos es la falta de dinero y las plagas y enfermedades que afectan los cultivos.

Le gusta trabajar en el campo y pasear con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Argentina Piedad purchase banana, cocoa, coffee and maize to sow/grow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2010
Listed
Aug 1, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011