Maria Piedad I. C. is 57 years old. She is married and lives with her husband and children in Ventanas, in Los Ríos province. She has 3 children.
Maria is a member of the “Y” rural solidarity group, located an hour and a half from Ventanas. It has a total of 17 members, most of whom work in agriculture. This is their first loan through the San José Cooperative.
Maria is in the retail trade, selling plucked chickens. She makes her purchases each week in Echeandia and sells her products in the same area.
She is requesting the loan to invest the funds in buying chickens. She believes that the loan is an opportunity for her to get ahead. Her dream is to have enough money to buy a plot of land to raise chickens and other animals. One of the challenges she faces is the lack of money.
She enjoys reading and taking walks in the country.
Maria Piedad I. C., tiene 57 años. Es casada y vive con el esposo y los hijos, en Ventanas provincia de Los Ríos. Tiene 3 hijos.
Maria es una socia de la ventanilla rural la “Y”, que está ubicada a hora y media de Ventanas. Son 17 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.
Maria se dedica al comercio, a la venta de pollos pelados. Realiza sus compras cada semana en Echeandia y vende en la misma localidad.
Solicita el préstamo para invertir en la compra de pollos. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños es tener dinero para comprar un terreno para tener pollos y otros animales. Enfrenta desafíos es la falta de dinero.
Le gusta leer y caminar en el campo.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!