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Beatrice is 50 years old and married with eight children who are between the ages of 8 and 24 years old. Beatrice makes a living by selling pastries in her shop and some drinks. She has been in this small business for about two years. The hours of her business are from 6 am to 9 pm every day.

After realizing that her sales can't satisfy her customers, Beatrice decided to request a Kiva loan via Vision Finance Company. With this loan, Beatrice will hopefully satisfy her customers by purchasing a large quantity of beverages and pastries. If successful, Beatrice will hopefully earn more profit which will allow her to keep reinvesting for better financial stability.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 589.2
    Rwanda Francs (RWF) = $1 USD