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Constance is 54 years old and is married. She struggles in selling a variety of foodstuffs, mainly cassava flour, corn flour, rice, sugar, etc. This is her fifth successful year in this business and the hours of her business are from 8 a.m. to 6 p.m. every day.

Despite five years of experience in the business, Constance's capital is still too low to expand meaningfully, with the result that her profits are still too low. To end this, she is requesting a Kiva loan via Vision Finance Company s.a.

Once given this loan, Constance will expand her business through purchasing additional foodstuffs to sell. With these additional foodstuffs, her sales as well as her profits will increase. Thus, she will also be able to improve the living style of her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 24
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 589.2
    Rwanda Francs (RWF) = $1 USD