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Abdul is 32 years old and married with a child. He started his business five years ago, and has been with SMT since 2004. Abdul’s business has expanded since then with small and subsequent loans from SMT. He sells soft drinks and beer, both wholesale and retail. With the profits, Abdul was able to purchase a refrigerator and a small generator. Moving to the 7th loan cycle, he is requesting a larger loan to expand the business further. Abdul would like to purchase chairs and tables for customers to sit on while enjoying their cold drinks.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 52
    View loans »
    Sierra Leone Loans Fundraising
  • $9,342,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Abdul introduce a space for his customers to sit and enjoy his products with the hopes they invest more.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 5, 2007
Oct 21, 2007
Currency Exchange Loss:
Dec 16, 2008