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Zenaida
Zenaida R. is from the village of Liong, Guinsiliban, Camiguin Province. She is 34 years old, married and has 5 school-aged children. Zenaida owns and operates a sari-sari (variety) shop, selling both food and daily use products in the local community. Zenaida has been engaged in her business for over 1 year and earns approximately 5,000 PHP a month from it.

In 2010, Zenaida joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Zenaida is requesting a new loan of 5,000 PHP which will be used to purchase additional products to sell. This will be the 1st loan taken out by Zenaida from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 854
    View loans »
    Philippines Loans Fundraising
  • $53,378,125
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD