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Eva
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Sra. Eva, 66, was born in Bellavista in the Peruvian "departamento" of La Libertad. She went to a primary school there but no farther and she was needed by her parents from an early age to help out at home. When she was a young girl, she ran away from her mother's abuse to Huangamarca with the man who is now her husband.


They started from nothing after their families refused further help. They worked buying and selling grain and other foodstuffs but they lacked capital initially so they accepted an invitation from a neighbor to join the Huangamarca community bank. With their first loan of S/.300 (300 Peruvian soles or about US$96) from Manuela Ramos, they raised enough money to start their business and ultimately earned enough to buy their house and land for farming.


Eva had two children, one of whom died suddently, something that cast her into a deep depression during which she abandoned the business temporarily. She eventually overcame the tragedy, though, and returned to the business with the help of a new loan from Manuela Ramos of S/.1,000 (about US$333), to be repaid in 6 months. She will use the loan to buy potatoes, wheat and beans that she'll haul to the coast, along with what her husband produces on his plot of land, for sale there.


Her dream is to buy a house in the city where she can quietly spend her remaining years.

Translated from Spanish by Jere Wiseman, Kiva Volunteer


La señora Eva tiene 66 años de edad, nació en el caserío de Bellavista de la Provincia de Otuzco en el Departamento de La Libertad y estudió sólo primaria en la escuela de este caserío. Desde muy niña se dedicaba a ayudar a sus padres en la crianza de ganado; cuando era adolescente, debido al maltrato que su madre le propiciaba, abandonó su casa y se fue con el que actualmente es su esposo al caserío de Huangamarca.


Apoyándose ambos iniciaron de cero debido a que la familia les retiró el apoyo, se dedicaron a comprar y vender cereales, debido a que les faltaba capital para su negocio acepta la invitación de una vecina para ingresar al Banco Comunal “Huangamarca” y con su primer crédito recibido de Manuela Ramos de S/. 300.00 (aproximadamente $96) completó el capital para la compra de cereales, desde ese momento iniciaron una mayor inversión y pudieron comprarse tierras de cultivo y su casa.


Tuvo dos hijos pero uno falleció repentinamente y eso la llevó a una fuerte depresión por lo que abandonó el negocio por un tiempo pero luego de superar esa crisis retomó el negocio y con el reciente préstamo recibido de Manuela Ramos de S/. 1,000.00 ($ 333 aprox.) el cual cancelará en 6 meses comprará papa seca, trigo y habas para llevar a vender a la costa junto con lo que su esposo producen en su chacra.


Su sueño es comprarse una casa en la ciudad donde pueda pasar una vejez tranquila.

About Peru

  • $6,715
    Average annual income
  • 44
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    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD