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Luz Mercedes
Luz Mercedes Calderón is a member of the communal bank, Sociedad 12 de Abril. She lives in the city of Cuenca, a city recognized for its architectural beauty and its historic center. It was named an UNESCO World Heritage Site on December 1, 1999. Its cuisine, its people, and its culture make this a lovely and warm city.


Luz Mercedes is 35 years old, married, and has three children aged 15, 13 and 9. Her oldest two children are in high school and her youngest is in elementary school. Her husband works as a longshoreman (dockhand). They don't own their own house, so they are renting one.


She works as a fruit and vegetable merchant, which she has done for 15 years. She has her own stand in El Mercado 12 de Abril (The 12th of April Market). She works from Sunday to Sunday (7 days a week) without taking a day off from 7 AM to 5 PM.


She is in her 5th loan cycle. She has invested the previous loans in her business. Her new loan will be used to buy more fruits and vegetables and to expand her business.


Her goal is to eventually own her own home.
View original language description ↓
La Señora. Luz Mercedes Calderón es socia del banco comunal Sociedad 12 de Abril, vive en la ciudad de Cuenca, ciudad que es reconocida por su belleza arquitectónica de su centro histórico, fue nombrada como Patrimonio Cultural de la Humanidad el 1 de diciembre de 1999, su gastronomía, su gente y su cultura hacen de esta una ciudad hermosa y calida.

La Señora. Luz Mercedes tiene 35 años, es casada y tiene 3 hijos de 15, 13 y 9 años de edad, sus dos primeros hijos estudian en el colegio y su último hijo en la escuela, su esposo trabaja como estibador, no tienen casa propia por lo que viven arrendando.

Nuestras socia es comerciante de verduras y frutas, realiza esta actividad hace 15 años, tiene un puesto propio en el mercado 12 de Abril, y labora de domingo a domingo sin descansar un solo día desde las 7 a.m. hasta las 5 p.m.

Se encentra en su quinto ciclo, los créditos anteriores los a invertido en su negocio, su nuevo préstamo es para comprar más frutas y verduras y así ampliar su negocio.

Su meta es llegar a tener su casa propia.

About Ecuador

  • $10,200
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $23,911,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Luz Mercedes to buy carrots, potatoes, yuca, sprouts, bananas, apples, mangos, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 14, 2010
Listed
Jul 27, 2010
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2011