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Tesorito De Oro - Ocongate Group
In this Group: Florencia , Paulina , Margarita , Felipa Juana , Mariza , Alejandrina , Sonia , Isaias *, Brisaida, David *, Patricia , Hilaria, Maria , Lauriana, Teodora *, Alejandrina , Marina , Juliana *, Margarita, Tomaza Yolanda
* not pictured
The members belong to the “Tesorito D. Oro – Ocongate” communal bank. They live in the district of Ocongate, which belongs to the province of Quispicanchis, Cusco department.

Mariza is 27 years old, is from Ocongate, and lives with her husband. Her husband is a mechanic and he sells lubricants for cars. She has 2 children who are studying in the public school in Ocongate. She alternates her household activities with raising small livestock. She buys small animals (guinea pigs, domestic fowl, pigs), fattens them, and sells them. She is requesting a loan to buy small animals and expand her business so she can have more income.

The other members work in different businesses, such as small grocery stores, crafts, agriculture, cattle raising, clothing sales, floristry, taxis, cheese sales, and antiques sales.

The members value and are infinitely grateful for the loan granted to them since it will allow them to grow and improve their businesses, and thereby improve their quality of life. They promise to make their payments in the stipulated time frame.
View original language description ↓
Los socios pertenecen al banco comunal “TESORITO D. ORO - OCONGATE”; Los socios viven en el distrito D. Ocongate perteneciente a la provincia D. Quispicanchis departamento D. Cusco.

La socia es la Sra. Mariza ella tiene 27 años D. edad y La socia es natural D. Ocongate y es conviviente, su conyugue es mecánico y venD. lubricantes para autos, ella tiene 2 hijos que están estudiando en la escuela pública D. Ocongate; La socia alterna sus actividades con la crianza D. animales menores, ella compra animales menores (cuyes, aves D. corral, chanchos); Ella compra los cría engorda y venD. los animales. La socia solicita el préstamo para comprar animales menores y así incrementar su negocio para tener mayor entrada.

Los otros socios se dedican a diferentes actividades como tienda D. abarrotes, artesanía, agricultura, ganadería, venta D. ropa, florería, taxistas, venta D. quesos, artefactos. Las sociasSonia y Felipa, estaban presentes pero no quisieron salir en esta foto por motivos D. creencias ancestrales, ellas creen que cuando se les saca una foto ellos pierden un poco el alma.

La socia valora y agradece infinitamente el crédito otorgado ya que este les permitirá crecer y mejorar su negocio y D. este mismo modo mejorar su calidad D. vida, así mismo se compromete a cumplir con el pago D. su cuotas en el plazo estipulado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tesorito De Oro - Ocongate Group's $4,825 loan helped a member to buy small animals for fattening so she can increase her business and have more income.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2010
Sep 1, 2010
Currency Exchange Loss:
Jan 15, 2011