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Sarah is a single mother of four children. Only two of the children are schooling; the rest are working. She also takes care of additional family members (old parents).

She owns a bar in Kawempe, selling all types of beer and soft drinks like soda and mineral water. She has been in this bar business for many years. Sarah wants to use this loan to buy more crates of beer and soda and boxes of mineral water. She sells both on a retail and wholesale basis and sells to all categories of people. Sarah works seven days a week. She doesn’t incur any transport costs as she buys from her place of work.

Her business challenges include defaulters and the rainy season, which hinders her customers reaching her. She aspires to see her business grow big, to start selling only on a wholesale basis and also to get enough profits to buy a plot of land.

She decided to work with MCDT because of their good customer care and also because they give out timely loans. Sarah resides in and rents a two-roomed house and the family has access to electricity and piped water. Her monthly expenses include school fees, rent and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 213
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,253.0
    Uganda Shillings (UGX) = $1 USD