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Obidohon's Group
In this Group: Obidohon, Dilmuradjan, Dilnoza, Haticha
When a person works every day, he gains very valuable traits. First, he becomes patient and prudent. Sweat spilled and effort expended imparts thrift and respect for work as a whole. For this reason, even during times of unemployment and economic decline, the heroes of our story once again show that hardworking people always find work.

Obidohon J. is the leader of this group. She is sixty years old, and after her husband’s death she was left with two children. Fortunately, her children have grown up, married, and now there are even grandsons to help Obidohon with her business. Obidohon works raising cattle and cultivating cotton. Her elder son is thirty-nine, and her younger son is thirty. Both of her sons have left to work in the Russian Federation. However, they left only when they were convinced that the grandsons could look after their grandmother and take care of the household. Obidohon has been working in animal husbandry for twenty-five years. Earlier, Obidohon only grew cotton. However, through Obidohon’s diligence and hard work, she produced enough cotton to allow her to buy livestock and begin to raise cattle. She has managed to marry off her sons and is already thinking about celebrating the weddings of her grandsons. Obidohon is asking for a loan to buy a cow.

Obidohon’s partners in the group:

Dilmuradjan M. is forty-one years old. Dilmuradjan has two daughters and one son. The entire family works cultivating and harvesting sunflowers, potatoes and carrots. Dilmuradjan recently has begun building a new house. Now he hopes to obtain a loan to buy building materials. Dilmuradjan expects to receive a second harvest this season, and now all his efforts are directed towards this.

Dilnoza K. is twenty-five years old. She is married. Dilnoza’s husband is a freelance builder. To help her husband, Dilnoza works in animal husbandry. She fattens cattle and resells it in the cattle market. Dilnoza is asking for a loan to buy calves. In the future, Dilnoza would like to construct a big stable.

Haticha M. is fifty-three years old. Haticha is a widow and the mother of two children. So as not to be dependent on her children, Haticha industriously works fattening cattle. She has a cow with a calf and two sheep. She also sells milk. Haticha wants to take out a loan to buy a sheep.


--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
View original language description ↓
В повседневном труде человек приобретает очень ценные качества. Во – первых он становится терпеливым и расчётливым. Пролитый пот и усилия прививают бережливость и уважение к труду в целом. Именно поэтому даже в условиях безработицы и экономического упадка, герои нашей истории ещё раз показывают, что для человека трудолюбивого работа всегда найдётся. Обидохон Жураева – лидер данной группы. Ей шестьдесят лет и после смерти мужа, она осталась с двумя детьми. К счастью дети подросли, женились и теперь даже внуки помогают Обидохон в её деле. А Обидохон в настоящее время занимается разведением скота и выращиванием хлопчатника. Старшему сыну тридцать девять, а младшему – тридцать. Оба её сыновей уехали в Российскую Федерацию на заработки. Но уехали они лишь тогда, когда убедились, что внуки смогут ухаживать за бабушкой и смотреть за хозяйством. Обидохон занимается животноводством уже двадцать пять лет. Раньше Обидохон занималась только выращиванием хлопчатника. Однако усердие в работе и старания Обидохон привели её к тому, что вскоре ей удалось купить живность и начать разводить скот. Она сумела женить сыновей и сейчас уже подумывает о том, чтобы справить свадьбу внуков. Обидохон обратилась за кредитом, чтобы купить корову.
Партнёры Обидохон по группе:
Дилмураджану Маматалиеву сорок один год. У Дилмураджана две дочери и один сын. Всей семьёй они занимаются выращиванием и реализацией подсолнуха, картофеля и моркови. Дилмураджан недавно начал строительство нового дома. Сейчас он надеется получить кредит и купить стройматериалы для стройки. Дилмураджан ожидает получить второй урожай, и сейчас все его усилия направлены в эту сторону.
Дилнозе Камоловой двадцать пять лет. Она замужем. Муж Дилнозы – частный строитель. Чтобы помочь мужу, Дилноза занялась животноводством. Она откармливает скот и перепродаёт его на скотном рынке. Дилноза обратилась за этим кредитом, так как планирует купить бычков. В будущем Дилноза хотела бы построить большую конюшню.
Хатиче Марипжановой пятьдесят три года. Хатича – вдова и мать двоих детей. Чтобы не зависеть от детей Хатича усердно занимается откормом скота. У неё имеется корова с телёнком и две овцы. Она также продаёт молоко. Хатича хочет получить кредит и потратить средства на закупку овец.
--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Obidohon's Group's $1,075 loan helped a member to purchase a cow.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 21, 2010
Listed
Jul 28, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011