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Philomene is 34 years old and married with two children. Philomene is commonly known for selling clothes and she has been in this business for about one year. Her business hours are from 8 am to 8 pm every day.

Philomene needs to request a Kiva loan via Vision Finance Company s.a. Once given this loan, Philomene will purchase different styles of clothes. With this additional business, Philomene will hopefully earn more profits and these profits will allow her to keep reinvesting for better financial stability. In addition, she will create many sources of income in various areas, which will result in giving jobs to the people from her community.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 96
    View loans »
    Rwanda Loans Fundraising
  • $12,654,950
    Funds lent in using Kiva
  • 592.3
    Rwanda Francs (RWF) = $1 USD