Jane has an exemplary record with Juhudi Kilimo, having recently completed repayment of her second loan of 80,000KES. She is now requesting another loan of 80,000KES from Juhudi to purchase a dairy cow. Jane says that the income from this loan will enable her to pay school fees for her children and improve their heath since she will be able to provide them with enough milk.
In the future she expects to acquire six dairy cows, a goal that will help her to establish dairy farming as her major business.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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