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Em L., 48, is married and resides with her husband and six children in Kampong Chnang Province, Cambodia, an area known for quality palm products. L. sells fish porridge for an income of USD 6.6 per day. Her husband is a motorbike repairman, earning an income of USD 13 per day. L. is requesting a loan of USD 1200 to purchase a motorbike to for her husband to start a new business as a motor-taxi driver. In the future, she would like to use any additional profit to repair her house. This is her second loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 95
    View loans »
    Cambodia Loans Fundraising
  • $35,456,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Em to buy a motorbike.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 17, 2010
Jul 26, 2010
Currency Exchange Loss:
Aug 16, 2011