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Mrs. Pha So Village Bank Group
In this Group: Pha, Un, Nat, Nav, Voeurn, Kou, Sochea, Ry, Sina, Phorn, Lean, Savoeun, Phal, Moun, Thoeun, Van, Chantha, Men
This village bank loan has eighteen people who live in Doun Pheu village, Takeo province. Mrs. Pha S., who was born in 1961, is the village bank president, selected by the other members. The members will use their portion of the loan to support their various businesses.

Mrs. Pha S. is a farmer who owns a 1.5-hectare (3.75-acre) plot of land that she uses to cultivate rice to sell to support her family. She faces an obstacle in that it is time to plow her field but she does not have enough money to support doing S.. S., to improve production, she is seeking a loan to hire a plowing machine to plow her field. With the rest of the loan she plans to buy fertilizer.

Mrs. Pha S. is a widow with three children, two of whom are seamstresses in a garment factory, while the other is studying in the local public school.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,770,450
    Funds lent in using Kiva
  • 4,220.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Pha So Village Bank Group's $1,825 loan helped a member to hire a plowing machine to plow her field and to buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 12, 2010
Sep 1, 2010
Currency Exchange Loss:
Sep 1, 2011