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Ebenezer Group
In this Group: Raquel Esther, Bertha, María De Los Ángeles
The "Ebenezer" group is made up of women who are hardworking, dedicated and enterprising. One of these is Raquel Esther D., who has a small bakery where she produces different types of bread, sweets, pastries with cheese, etc.

The other members are Bertha Lopez, who has been selling clothing for a number of years, and María de los Ángeles P., who sells cosmetics.
View original language description ↓
El grupo Ebenezer está conformado por mujeres trabajadoras, esforzadas y emprendedoras una de ellas es Raquel Esther D., quien tiene una pequeña panadería en la que produce diferentes tipos de pan, dulce, con queso…etc.
Las otras integrantes son Bertha L. quien se dedica al comercio de ropa desde hace varios años y María de los Ángeles P. comerciantes de cosméticos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Ebenezer Group's $1,125 loan helped a member to buy flour, sugar, yeast, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 23, 2010
Jul 26, 2010
Currency Exchange Loss:
Feb 21, 2011