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Virginia
Virginia P. is a widow who lives in Prk. Venus, Brgy. Patao, Bantayan, Cebu. She earns her living by operating three business ventures: buying and selling dried fish, buying and selling ready-to-wear clothes and raising hogs. She has eight children who range from 7 to 30 years old.

Virginia joined NWTF-Project Dungganon in 1999 because she aspired for something better for her family. With the help of her past 18 loans from NWTF-Project Dungganon, Virginia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 25,000 Philippine pesos (PHP) helped her earn a monthly profit of PHP 10,000, uplifting the family's standard of living.

This time, for her 19th loan cycle, she is borrowing PHP 25,000, which she intends to use as additional capital for her dried fish business so that she can continue to save up for the future for the education of her children. Virginia P. is a Dungganon (a Hiligaynon word that means "honorable") woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team. http://www.kiva.org/team/nwtf_philippines

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1095
    View loans »
    Philippines Loans Fundraising
  • $54,704,675
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Virginia additional working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 14, 2010
Listed
Aug 1, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011