San Crispin Group
With nine members, one male and eight female, its particularity is that all of them own business related to shoe-making and shoe-selling. Over 50% of the members make"cholita" shoes, which are soled and built using wooden studs, and the rest produce ordinary shoes.
Sonia Q., president of the association, owns a shoe-making business. Seven years ago he learned the ropes of the business through her sister-in-law. This first loan of Bs 2000 will give her the opportunity to buy materials to make shoes. She currently shares the work with her husband.
Compuesta por nueve personas, un varón y ocho socias mujeres, se particulariza por que las y el socio, tienen negocios relacionados a la elaboración y venta de calzados. Más del 50% producen zapatos para “cholita”, zapatos de suela que son ajustados en la planta con estaquillas (clavos de madera) y el resto produce zapatos normales.
La señora Sonía Q., presidenta de la asociación, tiene un negocio de zapatería. Hace siete años que aprendió de este negocio a través de la cuñada. Este primer crédito de Bs. 2000.- le da la oportunidad de comprar material para elaborar zapatos. Actualmente comparte con el esposo este trabajo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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