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Abel is 27 years old, married, and works for the City of Nueva Guinea as a project supervisor. He also has additional income that allows him to have greater financial stability.

Abel is requesting his second loan so that he can buy construction materials to build a bedroom that will provide greater comfort for his family. He is very happy with the service he has received. With his previous loan he was able to purchase a computer that he uses every day for work.

Abel is known for being an excellent client. He is responsible, honest, demonstrates good leadership, and comes from a family with outstanding religious principles and morals.

View original language description ↓
Abel de 27 años de edad es casado, labora en la alcaldía municipal de Nueva Guinea como supervisor de proyecto, ademas cuenta con ingresos adicionales que le permiten mayor estabilidad economica.

Abel esta solicitando su 2do credito para realizar compra de material de construcción y poder construir un dormitorio que le brindara mayor comodidad a su familia. Expresa sentirse muy satisfecho con el servicio recibido, pues con el credito anterior logro comprar su computadora, la que le sirve como instrumento de trabajo en su jornada diaria.

Se ha caracterizado por ser un excelente cliente, responsable, honesto, de buen liderazgo, su familia es de buenos principios religiosos y morales.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 99
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Abel purchase construction materials to build an additional bedroom.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 26, 2010
Aug 2, 2010
Currency Exchange Loss:
Jun 15, 2012